Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

After the deadly 2025 Los Angeles County wildfires, lawmakers have proposed a flurry of insurance-related legislation aimed at providing more transparency and mandating coverage for fire-safe homes.

State legislation introduced Wednesday would require insurers to offer California homeowners insurance if they take steps to ...

Discover how the 80% rule affects home insurance claims and coverage. Ensure your policy meets industry standards to avoid ...

Is reading your homeowner's policy as clear as mud? Take comfort — you're not alone. About two in three homeowners (65%) said they “have no idea” what their home insurance covers, and 16% said they ...

When you were planning to buy your home, every blog post you read, each podcast you listened to, and every expert you consulted told you not to forget about home insurance. But do you even know what ...

To get adequate homeowners insurance coverage, know which questions to ask. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence ...

As housing costs remain elevated across the country, winter weather has shed light on the risks around gaps in home insurance.

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Home Insurance Florida is proud to announce its commitment to providing tailored home insurance solutions that meet the unique needs of homeowners across the state. With a focus on comprehensive ...

Mercury sells homeowners insurance in California and several other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain ...