Number 2. Consideration when choosing an insurance company. Is the type of insurance company that you're getting that cover from. Choose the insurance companies that are very stable, that are known for good customer service. When you send your employees out there with a medical cover that is always stressing them out, every time they go to the hospital, they have to be sent back, or call insurance, or call your employer, or call your agent. You want them to have an easy time, so that they can ev