918K views · 3.1K reactions | Overdraft protection is as much of a scam as overdraft fees. If banks only let you spend what you have, they wouldn't have to charge extra when you overspend. And if they didn't charge extra, there wouldn't be a need for overdraft protection. Disconnect overdraft from your bank accounts. When you decline overdraft protection, you’re giving your bank permission to decline transactions if you don’t have the money to pay for them. | Dave Ramsey | Facebook

1.2K views · 102 reactions | Varnish on a yacht: pros & cons ⚓️ ➕ Pros: great look, deep gloss, UV protection ➖ Cons: slippery, sensitive to salt & sun, hard to repair Bottom line: varnish is about aesthetics, not practicality For actively used boats, it often loses to modern alternatives  Varnish: yes or no? | EcoCrabe | Facebook

Oh, no—an overdraft! What do you do if you’re in that situation? Believe it or not, your bank might be willing to help. Learn how overdraft protection services and grace zones can get you through a tough spot: http://spr.ly/6186P3vBq | Associated Bank